Privacy Policy:
Last updated: July 31, 2023
This Privacy Policy describes our policies and procedures on the collection, use and disclosure of your information when you use our website.
The term “personal data” comprises all data that can be used to personally identify you, such as your name, your mailing address, your email address, and your location.
This Privacy Policy aims to lay out:
The way your personal information is collected and processed
Your rights regarding your personal information
Who is responsible for processing the collected information
To whom the information is transmitted
Wherever applicable, the website’s usage of cookies
Collecting and Using Your Personal Data
Types of Data Collected
Personal Data
While signing up for our newsletter, updates, programs or services, or when completing a survey, we collect the following:
· First name
· Last name
· Email address
· Communication preference
· Location based cookies
There may be additional data collected for specific programs. Contextual information, including provincial location of your business, and other open source information, may also be used to help in the delivery of programming and information.
When signing up for a program or service with a payment component, we collect the following through Paypal or Stripe (the individual Terms & conditions for each program’s payment page will clarify who the third-party payment provider for that instance is):
· Credit card number
We use the collected data for the following purposes:
· Statistics
· Updating our contacts list
· Providing you with the service or program you signed up for
· Managing website content
Usage Data
Usage Data is collected automatically when using the website, to process statistics and information on traffic, to ease navigation and to improve your experience when interacting with our website..
We may also collect information that your browser sends whenever you visit our website or when you access it through a mobile device.
Tracking Technologies and Cookies
The cookie files used on the website are:
· Operating system
· Pages visited and queries
Cookies from the following third parties may be saved on your hard disk (not necessarily an exhaustive list):
· Stripe
· Paypal
· Zoho
· Squarespace
· Buffer
· Mailerlite
These websites have their own Privacy Policy, and terms and conditions, that may be different from ours. We invite and encourage you to review the policies and information provided on their websites.
The Atlantic Fintech website (Atlantic Fintech is an initiative of Venn Innovation Inc.) is hosted by an external service provider (host), Squarespace. Personal data collected on this website are stored on their servers. These may include, but are not limited to contact requests, metadata and communications, contract information, contact information, names, web page access, and other data generated through a web site.
We also include our website links on our social media posts. Cookies and log files from the social media networks may be saved on your computer when you visit a page on our website, via a social media post.
Retention of Your Personal Data
The Company will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.
The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our services, or when we are legally obligated to retain this data for longer time periods.
Objection to the use of cookies and log files by the website
You have the rights to object to the recording of these cookies and log files by configuring your web browser. Once you have deactivated cookies and log files, you may continue your use of the website. However, any malfunction resulting from this deactivation may not be considered of our making.
Transfer of Your Personal Data
Your information, including Personal Data, is processed on our host (Squarespace’s) servers and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.
Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.
Our website host may be contacted via this form.
Right to object, and Right of access, of rectification and of removal:
(Art. 21 GDPR & PIPEDA)
On the basis of ART 6 SECT 1 LIT. E OR F GDPR & PIPEDA, you have the right to, at any time, object to the processing of your personal data on the grounds arising from your unique situation. This also applies to any profiling based on these provisions. If you log an objection, we will no longer process your affected personal data, unless we are able to present compelling protection-worthy grounds for the processing of your data, that outweighs your interest, rights and freedom, or if the purpose for processing is the claiming, exercising or defense of legal entitlements (Objection pursuant to ART. 21 SECT. 1 GDPR & PIPEDA).
If your personal data is being processed in order to engage in direct advertising, you have the right to, at any time, object to the processing of your affected personal data for the purposes of such advertising. This also applies to profiling to the extent that it is affiliated with such direct advertising. If you object, your personal data will, subsequently, be longer used for direct advertising (Objection pursuant to ART. 21 SECT. 2 GDPR & PIPEDA).
Right to log a complaint with the competent supervisory agency
In the event of violations of the GDPR & PIPEDA, data subjects are entitled to log a complaint with a supervisory agency where they usually maintain their domicile, place of work or at the place where the alleged violation occurred. The right to log a complaint is in effect regardless of any other administrative or court proceedings available as legal recourses.
Right to demand processing restrictions
You have the right to demand the imposition of restrictions as far as the processing of your personal data is concerned. The right to demand restriction of processing applies in the following cases:
· Should you choose to dispute the correctness of your data archived by us, we will usually need some time to verify this claim. While the investigation is in progress, you have the right to demand that we restrict processing your personal data.
· If the processing of your personal data was/is conducted in an unlawful manner, you have the option to demand the restriction of the processing of your data in lieu of demanding the eradication of said data.
· If we do not need your personal data any longer and you need it to exercise, defend or claim legal entitlements, you have the right to demand a restriction to processing your personal data instead of its eradication.
· If you have raised an objection pursuant to Art. 21 Sect. 1 GDPR & PIPEDA, your rights and our rights will have to be weighed against each other. As long as it has not been determined whose interests prevail, you have the right to demand a restriction of the processing of your personal data.
If you wish to exercise the right to object, consult, modify or withdraw from having your information saved or processed by us, submit a request to info@venninnovation.com
Disclosure of Your Personal Data
Business Transactions
If Venn Innovation is involved in a merger, acquisition or asset sale, your personal data may be transferred. At that point, it will become subject to a different Privacy Policy.
Law enforcement
Under certain circumstances, we may be required to disclose your personal data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).
Other legal requirements
The Company may disclose your personal data in good faith that such action is necessary to:
· Comply with a legal obligation
· Protect and defend the rights or property of the Company
· Prevent or investigate possible wrongdoing in connection with a service or program we offer
· Protect the personal safety of our team, users, clients, members, partners, or the public
· Protect against legal liability
Security of Your Personal Data
The security of your personal data is important to us. However, remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal data, we cannot guarantee its absolute security.
Children’s Privacy
Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and are aware that your child has provided us with personal data, please contact us.
Links to Other Websites
Our website may contain links to other websites that are not operated by us. If you click on a third-party link, you will be directed to that third-party’s site. We strongly advise you to review their Privacy Policy to learn what data and information they collect, store or process.
We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party sites or services.
Changes to this Privacy Policy
We reserve the right to modify our Privacy Policy in order to guarantee its compliance with the applicable law. You are therefore invited to regularly consult our Privacy Policy to be informed of the latest changes.
Acceptance of our Privacy Policy
By using our website, you certify that you have read and understood this Privacy Policy and accept its conditions. By doing so, you also specifically accept the conditions relating to the collection and processing of personal information, and to the use of cookies. If you have any questions, contact us via email: info@venninnovation.com
TERMS AND CONDITIONS
Last updated: July 31, 2023
PROPERTY
This website (https://atlanticfintech.ca/) is owned and operated by Venn Innovation, located in Moncton, New Brunswick, Canada. This site is available for your personal or commercial use, and for your information.
Material on this site, including but not limited to text, images, illustrations, software, audio clips, and video clips, is either the property of Atlantic Fintech/Venn Innovation Inc. or provided to it by other means.
The trademarks, logos and service marks (collectively, the “Marks”) displayed on this Website are registered or unregistered Trademarks of Atlantic Fintech/Venn Innovation Inc. They belong to their respective owners and cannot be used without the authorization of the owner of the mark in question. Any information or material contained on this website which may be reproduced in accordance with these terms must bear the proprietary rights notices which initially appear on or in connection with such information or material.
USE OF THE WEBSITE
Your use of this website is subject to the following terms and all applicable laws. You accept these conditions without restriction or qualification by accessing and browsing this website. If you disagree with any of these terms, please do not use this site.
You acknowledge that it is your responsibility to ensure that your access to this Website and the Materials available on or through it is legal in each jurisdiction where you access or view the Website and such Materials.
You acknowledge that the information and material you provide electronically by accessing or using this website is not confidential or proprietary, does not infringe the rights of any person or entity and that they may be used in whole or in part in any way by Atlantic Fintech/Venn Innovation Inc., including but not limited to the reproduction, retransmission, publication of such information or material or ideas , concepts or other know-how contained therein for Atlantic Fintech/Venn Innovation Inc.’s business purposes, or disclosure of your identity. This includes, but is not limited to, blog posts, comments, press releases, and photographs. You further acknowledge that electronic communications over the Internet may be intercepted, altered or lost. If you wish to communicate with us about matters that may be considered confidential or intellectual property, we recommend that you do so by non-electronic means.
It is prohibited to copy, reproduce, republish, download, display, transmit, distribute or modify, in whole or in part, the content of this website, whether in the form of text, graphics, audio, video or executable, unless authorized in writing by Atlantic Fintech/Venn Innovation Inc. .
DISCLAIMER – LIMITATION OF LIABILITY
We strive to provide reliable information at the time of publication and we may decide to update it from time to time. However, no guarantee is given that the information or material on this site is current, accurate, error-free or complete.
Atlantic Fintech/Venn Innovation Inc. SHALL NOT BE RESPONSIBLE for incidental, special, indirect, or consequential damages arising out of the use of or inability to use the materials, products, or services of any kind, termination of rights, or loss of profits, data, business or goodwill, whether based on contract or tort or other obligation of indemnification or other remedy. This limitation applies whether or not Atlantic Fintech/Venn Innovation Inc. has been advised of the possibility of such damages. Atlantic Fintech/Venn Innovation Inc. ’s total liability for damages related in any way to these terms and conditions, whether in a single event or a series of events,
This limitation of monetary damages shall not apply to claims for death or personal injury arising out of products and services deemed to be consumer goods under applicable law.
CONNECTIONS
Our site contains links to many other websites that are not part of Atlantic Fintech/Venn Innovation Inc. and are not affiliated with it. These links and references are provided to you only as a convenience. Atlantic Fintech/Venn Innovation Inc. does not expressly or implicitly endorse these websites, or the information or material to which these links provide access.
Atlantic Fintech/Venn Innovation Inc. assumes no responsibility or liability for any other websites, information, materials posted thereon, or products or services offered thereon. When you leave the Atlantic Fintech/Venn Innovation Inc. site to visit one of these other sites, the only information transferred to the new website is that you came from the Atlantic Fintech/Venn Innovation Inc. site. Transmitting this referral address allows other sites to monitor their web traffic, but does not reveal any personal information about you. Atlantic Fintech/Venn Innovation Inc. is not responsible for the content or privacy policies of linked websites. Our privacy policy applies only to information collected by our website (https://atlanticfintech.ca/).
SOFTWARE
Any software that may be downloaded from this website is provided by third party software vendors pursuant to license agreements or other arrangements between such vendors and end users. Atlantic Fintech/Venn Innovation Inc. does not sell, resell, license or sublicense such software, and Atlantic Fintech/Venn Innovation Inc. disclaims all liability in connection with such software. Any questions, complaints or claims relating to software should be directed to the appropriate vendor. You are solely responsible for the adequate protection and backup of data and equipment used in connection with any software downloaded through this site.
VIRUS
Atlantic Fintech/Venn Innovation Inc. does not represent or warrant that any information or materials, including but not limited to any downloadable software, which may be accessed from or through this site, will be uninterrupted or free from errors, defects, viruses or other harmful components, or that such problems which are discovered will be corrected.
DAMAGES CAUSED TO OTHERS
You agree not to introduce on or through this site any information or materials that may harm others. You agree not to include any error or defect, knowingly or unknowingly, in any material or information that may give rise to liability, slander, obscenity, incitement to hatred or give rise to an offense criminal or civil liability on the part of a person or entity.
INFORMATION COLLECTION
You can visit all public areas of our website without providing any personal information. Our website only collects non-personal information based on a visitor’s Internet Protocol (IP) address, which is not personally identifiable. The information collected is as follows
– the date and time of the visit
– The type of Internet browser used to access the website.
– The referral address (the link used by a visitor to access the website).
This data is used to create usage statistics and improve online services.
Our current Privacy Policy will always govern the collection and use of information that you voluntarily provide through this site.
RESERVATION OF RIGHTS
All rights not expressly granted in these Terms are reserved to Atlantic Fintech/Venn Innovation Inc. . Nothing in these Terms shall be construed as conferring by implication or otherwise any license or right under any copyright, patent, trademark or other intellectual right of Atlantic Fintech/Venn Innovation Inc. or of any other person or entity.
APPLICABLE RIGHT
This website is controlled and operated by Atlantic Fintech/Venn Innovation Inc. from Moncton, New Brunswick, Canada, and these Terms are governed by the laws of New Brunswick and the applicable laws of Canada, without reference to principles of conflict of laws. You agree to be bound by such laws and to submit to the jurisdiction of the courts of the Province of New Brunswick with respect to the interpretation or application of these terms. Persons who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent applicable.
CHANGES TO TERMS
Atlantic Fintech/Venn Innovation Inc. may change or update the terms applicable to this website without notice, and you agree to be bound by the terms in effect at the time you access the Atlantic Fintech/Venn Innovation Inc. site.
ASK FOR INFORMATION
If you have any questions or concerns regarding this statement, please contact Atlantic Fintech/Venn Innovation Inc.: